Super funds shrugged off war, inflation fears and market turmoil to return 9.5 per cent in 2025-26, extending their run of 9 per cent-plus gains to four years. How did your fund perform?
Ryan Johnson
Australians are swapping restaurant meals, takeaways and holidays for nights on the couch, while a growing share use credit to cover groceries and other essentials.
The real tangible value of professional financial advice is for those with modest savings, trying to wrestle with a complicated retirement income system. There’s one way to make sure they can get it.
Nick Bruining
Financial advice costs are set to soar after the industry was asked to stump up for higher regulator fees, putting quality advice even further out of reach for many.
DEBTMAN: One of the most dangerous numbers in investing is your age. Not because age doesn’t matter. It does. The problem is people often focus on the wrong age and they’re often solving the wrong problem.
Bruce Brammall
Q+A: If only there was a legal way for seniors to dodge the new capital gains tax rule. There is! A little rejigging of your personal finances for those close to these thresholds could get you a free pass.
Those set to inherit trillions of dollars in family fortunes are preparing to splurge the money very differently from the generations that built. This is particularly true when it comes to high-end retailing.
Cheyanne Enciso
Australia’s biggest super funds have failed a call centre test, with AustralianSuper answering just one in 10 calls as pressure mounts on the Government to bring in mandatory service standards.
Fresh data has revealed West Aussies aged 20 to 24 are now the most likely cohort in the State to be juggling more than one profession amid rising living costs.
Caitlin Vinci
The sudden decline in residential property sales across Australia means that lenders are scrambling to generate new mortgage business.
The arrival of a child does not mean disappearing into duty. It means making sure your money can carry the life you have built.
A Perth broker says borrowers should ask for a better deal but keep a hard eye on the real cost of switching loans.
Buying a car or house, moving homes, and navigating tax are some of life’s moments scammers are preying on, new research suggests.
ASIC’s September deadline is putting crypto platforms under pressure and investors are being told to check what happens if one fails.
Thousands of seniors travelling around the State or looking to make a few extra dollars in the next few weeks can land a temporary Federal Government job — and not lose a cent of their fortnightly age pension.
Q+A: In order to balance accounts, there could be a number of advantages in contributing into your wife’s super rather than your own.
As fuel excise relief changes kicked in at the start of the month, households are once again bracing for higher costs at the bowser.
Chris Foster-Ramsay
Many superannuation funds have delivered double-digit returns for investors in a lacklustre year for Aussie shares.
Derek Rose
The $3.5 trillion intergenerational wealth transfer is only meant for half of us. For the rest, the allure of the ‘dual income, no kids’ lifestyle is only getting stronger.
Peter Lynch once said “buy what you know”. Now an Australian stockbroker says your household spending can be the first clue to smarter investing.
DEBTMAN: People want to know how much money they need to retire. The better question is: how much do you need to spend?
The money lessons children absorb at home can matter as much as the inheritance they eventually receive, as Australia enters a historic transfer of family wealth.
From reduced taxes to increased limits on superannuation contributions and Centrelink means-test thresholds, there’s plenty to get your head around.
Q+A: Unsure how a veteran compo payment might affect your pension? A financial information service officer can help.
